Credit-Application

Our Commitment

Our commitment is to provide you with vehicle financing and other quality financial products and
services. We obtain and use information about you to do so. We appreciate and respect the trust you
show in providing information to us. We value our relationship with you, therefore, explaining to you
how we collect, use and protect customer information is important to us.

Why We Collect Customer Information

We collect customer information to identify you, confirm facts about you, help us assess requests for
financial products and services, and deliver financial products and services to you.

Customer Information We Collect

We get customer information from a variety of sources, such as:
Information you, or others on your behalf, provide on applications and other forms, including
identifying information such as name, address, telephone number, e-mail address and social security
number and credit related information such as your assets, income, and liabilities.
Information from consumer reporting agencies such as credit history and capacity.
Information from outside sources like motor vehicle dealers, employers, marketing firms and other
sources, such as employment status and demographic data.

Protecting Customer Information

Safeguarding customer information is important to us. We use systems, policies and procedures to
maintain the accuracy of customer information and to protect it from loss, misuse, or alteration.
Customer information is accessible by appropriate personnel who have a business need for the
information. We provide training and communication programs to educate our personnel about the
meaning and requirements of this privacy statement.

How We Use Customer Information

We use customer information to meet your requests for financial products and services, administer
accounts, develop new financial products and services and comply with legal requirements. We also
use customer information to determine which products or services might be of interest to you.

In striving to serve you, we sometimes share customer information with others so they may help us
by providing services to us or by providing services on our behalf or jointly with us to you. We don't
sell personal information about you to unrelated companies for their independent use. We do share
information as permitted by law.

Sharing Information With Unrelated Companies

In order to provide you with the services you request and with other valuable financial products and
services, we share customer information with unrelated companies. This sharing allows us to: service
accounts; provide the services or products requested; report our experiences; protect our business
against fraud and unauthorized transactions; respond to governmental requests and regulatory
requirements. We may also share information to offer financial products and services jointly with other
financial service providers.

By choosing "I Accept" below you are verifying that you agree, understand and accept the above privacy
policy. If you do not agree or do not understand the above statements choose "I decline" and contact
us for more information.